Great opportunities may be hiding in your book of business! January can be a great time for policy reviews to make sure your clients’ life insurance coverage meets their current needs. Get started with this handy client-approved worksheet.
Pacific Life has made policy reviews easier with this comprehensive field guide to get you started—with tools and tips to help prepare, prospect, and conduct more effective policy reviews
Missed an issue? No problem! All issues are available on Producer Bay. Broad Market Insights offer ideas you can use now with your business and share with your producers using personalized emails.
1 LIMRA Press Release: “Industry Associations Unite to Help Address the Life Insurance Coverage Gap in the United States.” February 2021
2 PL PROMISE TERM Level Premium Term Life Insurance. Policy Form #P16LYT or ICC16 P16LYT and S16LYT10, S16LYT15, S16LYT20, S16LYT25, or S16LYT30, based on level premium period chosen and state of policy issue.
3 PL PROMISE GUL No-Lapse Guarantee Universal Life Insurance. Policy Form #P18PRUL and S18PRUL or ICC18 P18PRUL and ICC18 S18PRUL, based on state of policy issue.
4 PL PROMISE CONVERSION UL Universal Life Insurance with No-Lapse Guarantee available upon conversion from PL Promise Term Life Insurance. Policy Form #P17LYCUL or ICC17 P17LYCUL, based on state of policy issue.
The primary purpose of life insurance is to protect the policy beneficiaries from the adverse financial consequences of the insured's death.
For Financial Professional use only. Not for use with the public.
This email may be considered advertising under applicable law.
Pacific Life is a product provider. It is not a fiduciary and therefore does not give advice or make recommendations regarding insurance or investment products.
Pacific Life Insurance Company is licensed to issue insurance products in all states except New York. Product/material availability and features may vary by state. Insurance products and their guarantees, including optional benefits and any crediting rates are backed by the financial strength and claims‐paying ability of the issuing insurance company. Look to the strength of the life insurance company with regard to such guarantees as these guarantees are not backed by the broker‐dealer, insurance agency, or their affiliates from which products are purchased. Neither these entities nor their representatives make any representation or assurance regarding the claims‐paying ability of the life insurance company.
Life insurance is subject to underwriting and approval of the application and may incur monthly policy charges.
Pacific Life Insurance Company’s individual life insurance products are marketed exclusively through independent third‐party life insurance producers, which may include bank affiliated entities. Some selling entities may limit availability of some optional riders based on their client’s age and other factors. Your broker‐dealer or firm can help you determine which optional riders are available and appropriate for your clients.
Pacific Life Insurance Company’s Home Office is located in Newport Beach, CA.
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This email was sent by Pacific Life - Broad Market from 700 Newport Center Drive, Newport Beach, CA 92660 United States.
